Choosing the right insurance for your summer fun: Planning one last summer fling? Make sure you have enough liability coverage!
- Road trip! If you’re the type of family who likes to take to the open road, be sure you have the protection you need when renting a motor home or rental car. If renting a motor home, you may need to consider upping your liability to cover the potential damage such a large vehicle can cause. For a rental car, ask your rental company about purchasing additional protection known as a Collision Damage Waiver, which can protect your wallet if your rental car is damaged or stolen while in your hands.
- Ahh, two weeks at the beach house. If you’re renting a vacation home, your homeowner’s policy should cover the basics, such as personal liability coverage and coverage for your belongings. However, say there’s a mix-up about the place you’re renting and it’s been double-booked. (Knock on wood this doesn’t happen!) But, unfortunately, it does. Talk to your Avanti agent about purchasing an umbrella policy, or see if your homeowner’s insurance already covers Loss of Use, to save you from shelling out for not one, but two vacation spots!
- Wahooo! What’s better than hitting the waves on a jet ski? But before you do, keep in mind that not all jet skis are created equal. Some more powerful jet skis may be excluded from your homeowner’s policy. Always read your rental agreement carefully, whether you are renting a jet ski, a boat, or even a non-motorized craft such as a kayak or canoe.
Buying a boat?
Summer is also a great time of year to make sure your policy covers all your summer fun. Whether you own or are looking to buy a golf cart, boat, pool, or more, make a note to talk to your Avanti Insurance agent about what changes your policy will need.
Keep in mind: rules about safety are there for a reason. With summer fun items, comes a large amount of responsibility. That’s why we’re here! To contact an Avanti Insurance agent today with any questions, call (781) 324-6301.
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